Growing up

Well, we are finally taking control of our finances.  It's not that we haven't been saving money, we both make pretty good salaries, and we don't have a lot of major expenses, so we've been increasing our savings for several years.  It's just that we haven't really been saving intelligently.  Yes, I max out my 401K at work, and I participate in the stock purchase program, but that still won't be enough for retirement.  It's time to be more active participants in retirement planning.  Oh, man, do I feel old now.

For the past couple of weeks we have been working with a financial planner to sketch out a retirement savings plan.  We determined how much money we will need to retire, and when we would like to make that happen.  (According to drangelo, it's a lot sooner than I expected it to be.  But that's a good thing.)  From now on, we are actively working toward these goals.  Somehow that has made me much more calm and relaxed.  I mean, it's not like we have any kids who will take care of us when we're doddering, right?  ;)


And I bet my Dad would be terribly happy to know that all of his lecturing me on the importance of financial planning was not in vain.